Property finance. A personal approach.

Your next move. Made possible.

Short-term property finance, underwritten by the people who decide. We fund bridging facilities from £100,000 to £1 million. No credit committee queue, no broker-chain guesswork, just a direct answer on your deal, usually the same working day.

Start your application

Tell us what you need. We’ll assess your enquiry.

Loan amounts
£50k - £1m
Lending is subject to assessment and funding availability.
Short-term funding
Up to 12 months
Short-term funding to buy, improve or refinance investment property.
Property security
First & second charge
A second charge ranks behind the existing first charge; existing lender consent may be required.

Two ways to move forward

Finance that fits your next step.

Option01 / 02

Bridging finance

Short-term funding to buy, improve or refinance investment property.

  • Auction and time-sensitive purchases
  • Refurbishment projects
  • Refinancing and business capital
Apply for bridging finance

BorrowingUp to 75% of assessed property value, subject to assessment.

Option02 / 02

Second charge finance

Access available equity without replacing your existing mortgage.

  • Keep your existing mortgage in place
  • Fund another property or refurbishment
  • Raise capital for business purposes
Apply for second charge finance

BorrowingAvailable borrowing depends on property value and existing secured debt.

From enquiry to completion

  1. 01 Initial Enquiry

    Get in touch and we'll guide you through the application process. Our team will review your enquiry and contact you within 1 business day.

  2. 02 Indicative Term Sheet

    If your enquiry meets our lending criteria, we will issue you with indicative loan terms outlining the conditions of the proposed loan also called a DIP (Decision In Principle).

  3. 03 Instruct Solicitors

    Once terms are signed, we will instruct our solicitors. You must instruct your property lawyer to work on your behalf.

  4. 04 Drawdown

    When all legal due diligence is complete and loan documents are signed, funds will be paid to your solicitor.

What you’ll need: your contact details, the property’s approximate value, existing borrowing and the amount you need.

Let’s get started

Tell us about your next move.

Complete a short enquiry and we’ll review your requirements. Submitting this form does not commit you to a loan.

For property investment and business funding enquiries. Lending is subject to assessment and funding availability.

Apply for finance

Finance required

No commitment to borrow. Do not include bank details or identity documents.